Commuting by bicycle costs a fraction of commuting by car. Bicycles don’t require many vehicle ownership costs, such as fuel, annual car registration fees, insurance premiums, or finance charges. However, daily bicycle commuters should buy the essential equipment for a safe ride.

Expense Amount
Bike $600 – $2500
Helmet $30 – $200
Lock $30
Pannier bag(s) $80
Front and Rear Lights $40
Tool Kit, Pump, Tubes $50
Fenders $50
Reflective Clothing $52.99
Rear view mirror $25
Replacement chain, tires, parts $150
Total (AVG) $1,757.99


AAA releases an annual Cost Exchange summary detailing the annual cost of owning and operating midsize passenger vehicles (left) and large vehicles (right). In 2018, AAA estimated the average cost of owning a vehicle at $8,849, reflecting a 4% increase from the previous year. The trend in annual costs for midsize and large vehicles has been tracked annually by AAA, and the figures from 2019 to 2023 indicate a consistent upward trajectory. For a detailed visual representation, check the graph below.

Average Ownership Costs Per Mile

Miles per Year 10k 15k 20k
Average Cost 76 cents 72 cents 760cents

Average MSRP of a new car: $33,301

Transit Bus

Commuting by bus benefits the environment, surrounding traffic, and your wallet. Students and seniors 65 and older also receive discounted monthly rates — usually 50% off adult fares. Monthly bus passes are cheaper than monthly personal vehicles costs:

RTD cost


Tracy Tracer Cost


Lodi Grape Line Cost


Manteca Transit Cost


Escalon eTrans Cost


Ripon Blossom Cost



More and more San Joaquin residents commute by rail. San Joaquin’s Altamont Corridor Express (ACE) and Amtrak San Joaquin lines afford residents alternatives to passenger vehicle commuting. Monthly ACE tickets vary from $97.50 and $386.00. ACE is worthwhile for saving riders the cost of owning a vehicle and driving it over the Altamont twice a day, five days a week.